Dharmesh Patel

I run Astha Investment Consultancy, a one-stop solution for insurance and investment services. We specialize in life insurance, general insurance, health plans, mutual funds, and corporate financial solutions. With a client-first approach, we help individuals and businesses secure their financial future through expert advice, personalized planning, and trusted partnerships with leading insurers like Bajaj Allianz, LIC, and other major companies.

An individual, family, or business owner looking for trusted guidance on insurance, investment planning, or financial protection. Especially ideal are HR managers, startup founders, or working professionals seeking: Life or health insurance Group/corporate insurance plans Mutual fund or SIP investments Retirement or tax-saving solutions

We offer a comprehensive range of insurance and investment products tailored to meet the needs of individuals, families, and businesses. Our life insurance portfolio includes term plans, guaranteed return policies, endowment and money-back plans, ULIPs, retirement and pension plans, as well as child education and marriage policies - all designed to secure your long-term financial future. Under health insurance, we provide individual and family floater plans, ₹1 crore health coverage, senior citizen policies, critical illness cover, maternity benefits, and top-up/super top-up options. In the general insurance segment, we offer motor insurance (car/bike), personal accident cover, travel insurance, home insurance, fire and property insurance, marine insurance, and various liability products. For corporate clients, we specialize in group mediclaim (GMC), group personal accident (GPA), employee compensation (EC), corporate term life insurance, fire and industrial insurance, cyber protection plans, and comprehensive office insurance. On the investment front, we assist with mutual funds and SIPs across equity, debt, hybrid, and tax-saving ELSS categories. We also provide solutions for guaranteed income plans, child future planning, fixed return investments, and NPS guidance, along with complete tax planning strategies under sections like 80C and 10D. Our aim is to deliver end-to-end financial solutions with trusted guidance and personalized support.

We help individuals and companies protect their future by solving key financial challenges such as lack of proper insurance coverage, high medical expenses, poor investment planning, and unsecured employee benefits. For businesses, we provide cost-effective group insurance and risk management solutions. For individuals, we offer personalized financial planning to ensure long-term security, tax savings, and peace of mind.

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Industries or businesses with a large workforce, such as manufacturing units, pharmaceutical companies, canteens, construction firms, and other mass-level industries. Also ideal are HR managers, payroll teams, and business consultants who can connect us with companies in need of group insurance, employee benefit plans, or financial wellness programs.